One of the sharpest fault lines in the fight against online fraud runs directly through the question of identity. The case for stronger verification standards is compelling: anonymous account creation and unvetted advertising are among the scam ecosystem's most exploited vulnerabilities, and raising the bar could meaningfully reduce the surface area available to fraudsters. The case for caution is equally serious: expanded identity infrastructure creates new risks of its own—as a target for criminals and as a potential tool for those who would use it to surveil or silence.

There are no easy answers here—and this session isn't designed to produce them. Instead, this structured debate brings together representatives of each perspective to make their strongest case, stress-test their assumptions, and find the edges of where common ground might exist. The goal is to leave the room with a clearer map of the tensions—so that on day two, we can get to work on practical strategies for resolving them.